We also provide construction bonds to our clients in the construction industry. Such bonds include, Bid Bond, Performance Bond, Advance Payment Mobilization Bond. Our Custom Bonds include Warehouse Bond, Removal Bonds, Retention Bonds, Security and Transit Bonds as may be required by the Ghana Revenue Authority - Customs Division.
Other bonds provided include; warehouse, exportation, re-exportation, removal, temporal import and transit bonds.

The Contractors-All-Risk Policy is a package policy covering all risks to which a construction firm is exposed. Policy provides cover for property insured on the project site against any unforeseen and sudden physical loss or damage from any cause other than those specifically excluded.

Indemnity is given against sums you shall become legally liable to pay as damages consequent upon accidental bodily injury to or illness of third parties and accidental loss of or damage to property belonging to third parties occurring in direct connection with the construction items insured and happening on or in the immediate vicinity of the site. We design customized policies to cover projects and other special assignments. We invite you to call on us to discuss any such issues. We are very open-minded and will propose a solution to suit your requirements.

The Erection policy offers comprehensive cover for Plant, Machinery, and Equipment or Steel Structures in the course of installation including commissioning and testing.
Third-Party bodily injury and property damages are also covered.

Instead of juggling several different policies, your motor fleet Insurance allows you to insure all your vehicles under one policy. This means you can easily keep track of renewal dates, vehicle changes and modifications and any claims. Choose between Comprehensive, third party fire and theft and third party insurances. We give you umbrella liability and other add-ons for windscreens and mirrors for third party insurances.

Covers money which is expressed to include cash, bank and currency notes, cheques, postal and money orders, against accidental loss, damage or destruction from any cause including fire which is not specifically excluded whilst in transit, being carried by the insured or his authorized representative or sent by registered post, on the insured premises during business hours in a locked safe or strong room.

Provides the insured with indemnity for loss of or damage to merchandise in transit by fire, accidents and theft or pilferage following an accident to the carrying vehicle.

The Fidelity Guarantee policy has been designed to make good and reimburse the employer’s losses of money by reason of fraud or the dishonesty of their employees in connection with their employment.

Personal Accident insurance will cover both loss of earnings and medical costs which arise from a serious injury sustained at work. It can also protect your family against loss of income.

Those who provide professional services could be accused of negligence if their advice or service causes damage to a customer. You’ll need to consider Professional Indemnity Insurance if you provide advice or expertise, provide a professional service or handle client data. Customers could make a claim against you if you share confidential information, infringe copyright, make an error while working or provide poor advice that results in lost revenue for a client. Ask yourself this: could you survive financially if your business was hit by hefty legal bills and compensation payouts? Professional Indemnity Insurance is your financial back-up, there to provide peace of mind that human error won’t make or break your business. We all make mistakes. But don’t end up footing the bill for yours. Read our range of articles on Professional Indemnity insurance to learn more, or contact us to get your insurance solutions sorted.

This is a special policy usually designed for corporate clients who want a complete insurance package to cover a wide range of risks. This policy will cover accidental loss or damage to the client's property or assets arising from a very broad spectrum of causes. The cover is restricted only by the specific exclusions written in the policy. It can be designed to cover Fire, Lightning, Flood, Theft, Malicious Damage, Earthquake, Riots And Strikes, Burst Pipe, Impact, and many others.

For insuring your cargo against all types of losses that may occur during shipment. This policy may also be taken to cover air cargo and other types of freight. There are two main types, open covers and single covers. Open covers may be taken by importers whose imports are frequent. Under this arrangement, the importer takes one policy to cover all his imports and makes periodic declarations as and when he makes imports. The single cover may be taken for each import and is normally suited for those whose imports are not very frequent. We have cover for marine hull and hull engines.

If plant machinery insurance, such as mini diggers or cements mixers, were stolen from site, your insurance can cover the cost of the replacement. Cover is also for plants and machinery used in the manufacturing industry

Covers accident-related medical expenses, death resulting from injury/accidents, public liability, injury to caretaker/ owner, food poisoning. at affordable rates. Our target audience include dog owners (foreign/ local), security companies which use security dogs, dog breeders, veterinary service providers, etc.

If your business deals with members of the public, you must consider Public Liability Insurance. If a third-party suffers an accident, injury or property damage due to your negligence, you will be left financially liable for compensation payouts or legal costs.
It’s true that you should have the right risk management procedures in place to minimise the chance of an accident or incident occurring. But the unexpected does happen, and you can’t mitigate against everything! Public Liability Insurance will give you peace of mind that your business is protected if something goes awry.

You are legally required to have Employers’ Liability Insurance if you employ any member of staff. If a member of staff is injured or falls ill at work and you’re found liable, you don’t want to be left footing the bill! Legal costs and compensation settlements can be expensive. But, with insurance on your side, you can rest assured your business is covered if something does go wrong.
Accidents shouldn’t happen, but they inevitably do. An employee could fall while on duty or suffer an injury as a result of inadequate training. No business would ever intentionally harm its employees – but occasionally incidents occur due to negligence. Protect your people and your business by making sure your Employers’ Liability Insurance meets your individual needs.

This type of insurance provides invaluable cover for individuals responsible for running a business. This includes Directors, Partners or Officers, who could be sued for any alleged wrongful acts while managing the business. This includes health and safety issues, defamation, negligence and more.
While many would assume an employee, contractor, customer or other individual liaising with a business may sue the company, they may instead sue an individual for personal wrongdoing.
If this happens, the individual must have Directors’ and Officers’ Liability Insurance in place – the company’s own Liability policy will not cover claims made against individuals within the business. It’s therefore the individual’s financial responsibility to cover legal and defence costs, fines or settlements. Directors’ and Officers’ Liability cover protects the individual financially, so their personal assets will not be impacted.

Fire and Allied Perils Insurance is designed to safeguard your assets against a wide range of risks, providing you with peace of mind and financial security. Whether you're a homeowner, a business owner, or a property investor, our insurance policy offers robust protection against various perils.

With a range of trip options to choose from be it a Golf Trip with friends, a cruise with the other half or a holid trip with the family we can help. Call us to get a quote, we’ll make sure you receive the right insurance cover for you.